Evaluation: Citi Simplicity Credit score Card newsfragment

0% introductory APR for 21 months on steadiness transfers: One of the vital longest introductory sessions on steadiness transfers we’ve come throughout, you’ll get a nil% intro APR at the steadiness transferred for a complete 21 months, because of this you’ll have nearly two years to repay your steadiness.

0% introductory APR for twelve months on purchases: You’ll additionally get a nil% intro APR on untouched purchases for the primary twelve months. This can be a useful perk when you plan on purchasing anything else with the cardboard.

Make a choice your cost due generation: A modest flexibility can exit a ways in the case of managing your price range. The cardboard permits you to choose between any to be had cost generation, whether or not it’s to start with, heart, or finish of the age. That manner, you’ll be able to arrange computerized bills which are aligned along with your paycheck.

Disagree overdue charges: One of the crucial distinctive perks is that there are not any overdue charges, ever. Month you will have to at all times pay your invoice on week, as a result of overdue bills can nonetheless impact your credit score, it’s great to grasp that you just gained’t be charged when you do slip up and leave out a cost.

Disagree penalty APR: Should you leave out some bills, maximum bank cards will building up your rate of interest to their penalty APR. The Citi Simplicity® Card by no means fees a penalty charge, so your APR isn’t liable to expanding because of overdue bills.

Disagree annual charge: This card comes with out a annual charge, which is an noteceable component in case your purpose is to repay debt.

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